11 Travel Hacks that Don’t Require Credit Cards 

Do you love the idea of getting flights, lodging, ground transportation, meals, and attractions for free or steeply discounted? Who wouldn’t want that! This is what makes travel hacking so enticing. But this can be too daunting when it comes to churning credit cards and running up a big bill. 

Never fear, there are plenty of travel hacks where owning a credit card is completely optional! Below are credit-free hacks based on my personal experience, as well as a few collected from others in my travel networks.

Plan your costly attractions around free times.

I wish I would have kept records of how much I have saved with this one simple hack; it’s probably hundreds. In Madrid, I waited to visit the art museums until after 5pm, when they are free. I happened to be in Athens for a national holiday I didn’t even know about, yet celebrated with free admission to all the ruins, including Acropolis. I’ve had even more success stateside. I planned my San Francisco schedule around free admission times to Golden Gate Park’s attractions, found a rare free day to visit Omaha’s Henry Doorly Zoo, and I have gone on several trips to various National Park Sites on their free entry days. Just last month,  I was spelunking in over a dozen lava tubes at Lava Beds National Monument, and it only cost me the gas to drive there!

Make a bed in the back of your car.

When I first visited the Subaru dealership, I brought measuring tape with me. I wanted to make sure I was able to lay down in the trunk with the back seat down. If you road trip in a van or SUV, this could be a comfortable and cheap option for overnights. For me, I started doing this as a kid. Before getting my own tent for Christmas, I would often choose to sleep in the back of my dad’s Jeep Cherokee during family camping trips. My first car was a 2000 Ford Explorer. I bought it for about $1750, and made a large portion of that back in savings by sleeping in it at free campgrounds and WalMart parking lots. Since then, I’ve learned to fit an inflated air mattress in the back, how to make temporary privacy curtains, and that my favorite free spot to stay the night is casinos that allow RVs overnight. Just a few steps away, I have access to bathrooms, WiFi, and security!

Help others for airline perks.

Back when I was an EMT, I helped out with someone having an emergency while boarding our plane. Had this person stayed on the flight, the crew would have offered to refund my ticket to sit with her. Although this didn’t happen, a flight attendant gave me one of those super-expensive snack boxes I would never afford to buy myself. Megan Parsons shared, “this couple asked if they could help me because I am flying alone with a baby. I said yes and their boarding position jumped significantly.” Obviously opportunities like these don’t always arise, but it always helps to keep an eye out!

Use free toilets.

“Go when you can, not when you must.” I heard this from a NYC tourguide ten years ago, and it’s stuck with me as a useful, albeit awkward travel motto. Of course needing to use the bathroom when there isn’t one available can result in ruined clothes, laundry expenses, smelly luggage, and embarrassment. I’ve pointed several visitors to free bathrooms in a small tourist town near where I live, and look out for free restrooms while I travel. This tip is especially useful in areas where most public toilets cost money, since they’re still usually free at restaurants, paid attractions, churches, trains, and porta potties. (Bonus tip: always carry a pack of travel tissues. Your stall may be out of toilet paper, and in some countries the stalls don’t always have toilet roll holders!)

Get free food and drinks in the airport with this simple tip.

We know that the shops and restaurants in airports are overpriced. But do you know how to get food and drinks past TSA security? More and more people are realizing that you can bring an empty bottle and fill it with water once past security, instead of dropping several dollars for a disposable plastic bottle. (If you do forget your water bottle, some airport fast food places might give you a free water cup.) You can add single-serve flavor packs if you wish. As for food, it’s totally okay to go through security as long as it doesn’t contain many liquid-based components. (Mustard on a sandwich should be fine; a heavily-frosted cupcake is a no-go.) You don’t even have to fit your food in your carry-on or personal item as long as it’s consumed before boarding. 

Find mistake fares and airline sales. 

Stephan Mark Smith shared, “Check each day until you find a mistake fare.” While I personally have yet to find a mistake fare, I did take advantage of a cheap airline sale a few years ago. As long as you’re not too picky about your destination, you could plan a great trip around a cheap flight!

Fund your trip with gift cards.

Just about every aspect of travel can be paid for with a gift card. If you have partially- used gift cards lying around, get creative and brainstorm how they can be used towards upcoming travels. For everything else, check out Swagbucks. Many people think of this site as a rebate program. But I promised that none of these travel hacks require a credit card, and this one doesn’t have to, either. On Swagbucks, you can earn points by watching videos, playing games, taking surveys, and my favorite, using a search engine. These points then translate into gift cards for gas, hotels, cruises, restaurants, Groupon, and more. You even get free points just for signing up!

Check the fine print on coupons.

Between free travel gear and free souvenirs, this hack has saved me a lot of money, and provided me with wonderful things I never would have gotten if I had to pay for them! I ignore most coupons because their stipulations require me to buy something I don’t need. But years ago, while backpacking Nashville, I found a coupon that offered $3 off at a local candy store- no minimum purchase!  I even surprised the cashier when I got a $2.50 nut log for free. Since then, I stay on the lookout for coupons offering free food, free souvenirs, and free gear. I also like stores that allow coupon stacking or using coupons on already-discounted items. My favorite coupon right now is the $10 rewards coupon I get from Eddie Bauer twice a year. I have to spend at least $10 to get $10 off, but it’s still a good deal for useful gear and clearance items!

Visit your library before leaving.

A library is more than books. When planning my trip to Europe, I learned about Rick Steves, and wanted more of his advice than what was offered online and on PBS. I went to the library and found his Europe Through the Back Door guidebook as well as a few seasons of his show on DVD. Of course my rental time wasn’t long enough to bring these with me in Europe for 90 days, but I could take notes on the most useful information for me. For shorter trips, a borrowed library book is great for downtime, as long as you make sure not to lose it. With a lot of weekend road trips I’ve been taking lately, I enjoy getting an audio book or two from the library to listen to in the car. I’ve also taken periodicals from the free magazine rack. Your library may have other perks that benefit travel as well.

Double up on freebies at events.

Some of my favorite travel memories have been at free local events. I went to some of these at the advice of a local person or fellow traveler. Others I stumbled onto completely by accident. Either way, you’re likely to find a free concert, play, or street fair, especially in large cities. Not only is the event free, but you can often double up on freebies at events like this since the sponsors often give free items away. This could mean food, apparel, pens, and other items that make excellent souvenirs.

If something goes wrong, cash in on all you can.

I definitely would not recommend getting into a car crash as a way to travel hack. With recent personal experience, it’s a hassle, it’s costly, and it can ruin the joy of travel, at least temporarily. But if something like this does happen to you, milk it for all it’s worth. My favorite car crash perk has been the free massages and chiropractic adjustments, especially helpful since my health insurance ended just a couple weeks after my crash. You can enjoy this benefit even if you were only a passenger in a crash. When I got my rental car, I planned a weekend getaway to Redding, California. While I paid for the gas, the rental was covered by insurance, and it didn’t add mileage to my own car. Speaking of mileage, since my car was totalled before its warranty ended, I got most of it refunded. While each situation differs, look into what’s available in the event of an unfortunate incident involving a car, plane, hotel, restaurant, event, or attraction. Don’t be demanding or threatening, but be sure to get what you’re owed.

What travel hacks have you done? Let me know in the comments!