saving money

Ultimate Money-Saving Guide to Thriving in a Pandemic

For various reasons, many people are in need of extra money at this time. Workplaces have long-term closures. People are getting sick and need care. Essential items have become scarce, making prices of what’s available skyrocket. I personally had to spend a lot of extra money to come home from Europe early, and then spend two weeks without pay in quarantine.

This is a budget travel blog, but since “travel” is a concept that isn’t really available in the world right now, I’d like to take some time to focus on the money-saving aspects that can be applied to other areas of our lives.

Photo by Pixabay on Pexels.com

Many governments are taking measures to help prevent this economic crisis from becoming worse than it needs to be. As an American, I will be getting a $1200 check. But don’t spend that entire check on toilet paper! Let’s go over some ways to use money wisely, grow money, and prevent further financial burdens.

Use Money Wisely

  • Have you made any cancellations recently? Make sure you’re getting a refund. Even with non-refundable deposits, many companies are being more lenient and offering a full refund or at least vouchers for a future date.
  • If you don’t have one yet, open a savings account. Unless you are secure in the fact that you currently have enough money to live on for an extended time, you probably won’t want to take advantage of long-term savings such as IRAs and CDs at this time. But a savings account will at least provide you with a little monthly interest, plus prevent you from spending your cash at hand.
  • If you do have money tied up in long-term savings, don’t try to cash out now unless you’re absolutely desperate. You’ll have to pay an early withdrawal fee, and you will likely get better earnings off of it once the economy starts to improve.
  • Determine what is essential. Look at your last billing statement or write down each item or service you buy. What can you stop buying, at least temporarily? Can you make cheaper substitutions for your essentials? With so many stores closed, many people are finding it easier to spend less on the non-essentials.
  • Enjoy life with a few freebies and super-discounts. I’m frequently running specials on my books during this time, and many other authors on Amazon are doing the same. When you do have to go to the grocery store, check the clearance shelf for some great deals on great items. Keep an eye out when you browse the web, as there are a lot of freebies out there, like in my G4C newsletter.

Grow Money

  • I say this a lot, but it seems even more important now: do some money-making activities on Swagbucks. Since it can be done from the safety of my own home, I’ve been doing my online shopping through the Swagbucks portal so I can get cash back on each purchase. Some of the shopping in the “Discover” section actually pays more than it costs, meaning you get free merchandise PLUS cash! Of course, if you are putting a total freeze on shopping right now, that’s great. You can still earn on Swagbucks through taking surveys, watching videos, and more.

One easy way to make immediate money on Swagbucks as well as earn more cash in the future is to add the free Swagbutton to your computer.

  • Many people are using this time when they’re unable to work to invest in growing their own business. You can’t expect a lot of return at the moment, but it will likely provide a few extra dollars to help make ends meet. Plus, this could set up the framework for even more success in the future. Personally, I am using this time to work on publishing books.
  • How many times a day have you been unlocking your phone? Might as well make some money when you do so! When you download the free S’more app, it will install a new lock screen on your phone that occasionally shows ads. You’ll earn points every day that can easily be redeemed to places like Amazon, Target, Starbucks, and more! Use code GWG1XE for 25 bonus sign-up points.
  • You’ll probably have some expenses, and if you can handle the responsibility of a credit card, it makes sense to get some cash back when you do have to spend. Check out the cash back card that I’m currently using.

Prevent Further Financial Burdens

  • Keep yourself and others healthy. The most important thing you can do right now is to stay home as much as possible. While at home, eat healthy foods, get your vitamins, drink plenty of water, and exercise.
  • Take inventory of what you have. Are you making use of all your belongings and resources? Some people have canned and packaged food in the back of the pantry that they forgot about, but it’s still good to eat. In case shutdowns or economic crises last longer than expected, also consider items that you only purchase occasionally, such as clothing or transportation equipment.
  • Learn a few skills that will help you save money. Learn to mend. Learn to cook (bonus points if you learn to cook without electricity). Learn home maintenance. YouTube and Wikihow are great for learning a variety of subjects.
  • Physical health is critical at this time, but mental health is at risk, too. Staying inside, being away from people you care about, and not knowing what the future will bring can take a toll on our emotions and well-being. Practice some breathing exercises, open the windows (or go outside if possible), read some helpful books, or do whatever it is that you know will be beneficial to you. Avoid turning to quick fixes like drugs, alcohol, or even junk food, as these can cause further health problems as well as create more of a financial burden. Be sure to check in on others regarding mental health, too.
  • Even before the stock market crashed, I was watching financial videos on YouTube from people who had a proven track record of knowing what they’re doing when it comes to money. If you watch these videos and read financial articles you find on Pinterest, you’ll gain a lot of insight for what to do in your own situation. If you can make it through during these tough times, you’ll be set to have a fantastic financial future.

Check out these other money-saving blog posts:

What ways are you earning and saving money at this time? Share in the comments, and don’t forget to pin the image below!

 

Couponing to Travel, jobs, saving money, Travel Life, travel tips

April 2019: Work Hard, Save Hard, Travel Hard

April had a lot going on. I worked a ton of hours, but I also traveled a ton of days. And yet I still had time and energy to focus on saving. In fact, I far surpassed my goal of couponing $2000 this year! How did I do it all?

0423191518.jpg
This past month, I accomplished a one-day goal of making it to the top of this mountain, but I also accomplished a long-term goal of couponing to Europe!

To find out about my current savings challenge, click here.

Check out my previous savings challenge updates: January, February, and March.

Work, Work, Work

April Fools
Work doesn’t have to be boring. It’s the perfect place to throw April Fools

My main job doesn’t usually allow us to work overtime, but I was given a few exceptions this month because there were shifts that no one else was available to cover. (Like me, pretty much everyone who works there has multiple jobs, and some take time off to travel too.) Yay for extra hourly pay! I also got paid time-and-a-half for working several hours on Easter evening. Since I did all the Easter activities in the morning and afternoon, I didn’t miss out on the holiday while earning holiday pay.

Besides the pay and knowing that my work makes a difference in the world, another perk to working more hours is that I’m not tempted to spend money while I’m at work. Still, I’m excited to turn the pay from this work time into fun during travel time!

Travel, Travel, Travel

Keep Portland Weird Sign
My first trip to Portland in nearly five years. The rest of my travels were to smaller towns (or even to the backcountry)

To be honest, I thought I’d be further along in preparing for my trip to Europe. But here I am, just a week away and I haven’t even packed yet! (On my last trip to Europe, I was all packed over a month ahead of time.) But other travel opportunities kept popping up, and I wanted to take advantage of them all! I don’t think there will be any more travel until I head to the airport on Wednesday, so now I’ll be able to focus on getting ready to go. But everything else was definitely worth it!

I mentioned last month that I got a super discount on a cruise to The Bahamas. My mom and I decided to buy our plane tickets to the departure port a few weeks ago. While that would normally cost less than the cruise itself, because of how much I saved, the plane tickets will be the biggest expense! I also purchased two excursions through the cruise line and saved a total of 19%. (That’s 10% off during a sale weekend, and another 10% back for using the cruise’s credit card.)

But the real fun was all the travel I got to do in April. The first weekend was sort of a camp weekend, except it didn’t take place up at camp. It was my first time participating in the annual coast trip. Even though it rained the entire time, we stayed in a cool rental home and did get to go out a little.

It felt more like camp last weekend when I went up to the mountains on my own. I visited the church we attend during most weekend camps, and afterward, I went a few miles up the road to hike a bit of the PCT. Despite being a native Oregonian, I don’t have much experience with the Pacific Crest Trail. This was the longest I’ve ever hiked on it, and my first time hiking it in the state of Oregon. It made for a pretty good day trip, all for the cost of just a little gas in my car!

That wasn’t my only hike this month. I spent one of my days off hiking on Roxy Ann, which is just a few miles from my house. I went up to the summit of the peak and then explored a new trail I hadn’t been on before.

Another outdoor adventure was a day trip to the Lava Beds National Monument. While this normally isn’t a cheap excursion (it’s now $25 dollars per vehicle entry), I time my visits to Lava Beds around the National Parks Service’s free entry days. With a free entry day to kick off National Park Week, I got to explore about a dozen lava tubes for just the cost of getting there. I also made short stops at Tulelake National Wildlife Refuge and Valor in the Pacific’s Camp Tulelake on my way there and back.

Pear Blossom is my city’s annual big festival. Although I ended up working the morning of the parade, I did attend the street fair the day before while I was babysitting. I actually walked there with the kids, which was an adventure on its own. While they each bought a snack, we mostly walked around to snag freebies from some of the booths. I got some good stuff! Some of it, like a travel tube of sunscreen, will be useful on my trip to Europe.

I housesat for a few days. It was just while my parents were on a camping trip, but being in a different environment (and using their hot tub) is a change of pace.

But my biggest trip of the month was at the very end, and actually went into May. I knew I’d have to go to a passport agency if my passport didn’t come, so I made an appointment in Seattle. It did end up shipping, but I decided to head north anyway. Like March, I was invited to another advance screening of a Christian movie. However, they didn’t offer this screening in Medford. Although know I spent more in gas to get there than what a movie ticket would cost, I did get to see the upcoming Kendrick Brothers’ movie Overcomer. I took a friend along, and we both really liked it.

Portland was just supposed to be an extended day trip, with me driving there while my friend slept and her driving home while I slept. However, shortly before we left, she decided to get an AirBnB reservation. This extended our trip by a day and allowed us to pack in more adventure. (Since May 1st involved travel up until my scheduled work time, and then I went to bed immediately after work, that’s why I’m posting this update late.)

Save, Save, Save

National Pretzel Day free pretzels
We each got a free pretzel on National Pretzel Day

I’ve saved $2,243.91. I also made a lot of extra money working, but I decided to stop counting that as I’ve already met my earning goals and it was getting difficult to keep track of all the extra time I worked.

One fun way I saved this month was while babysitting on National Pretzel Day. After picking the kids up from school, we all headed to Wetzel’s Pretzels to grab a free soft pretzel.

Overcomer wasn’t the only movie I saw this past month. I saw Unplanned during my local theater’s discount Tuesday. I used my Cinemark Rewards to get a $3 off coupon for my movie snack pack. My local library also had a free movie day this month, and they provided popcorn and soda for free! The library was also a good place to borrow materials and attend a lecture about a local historical area.

I bought a Groupon last year that I wasn’t able to use, but Groupon allowed me to exchange it for another one. I used it towards a massage and used a coupon code on top of that. So I got a super-inexpensive-yet-quality massage!

Lowe’s had a spring sale a few days ago. When I first saw someone post about it on Instagram, I thought it was a scam. Why would they send you a gift card just for texting them that was good for one day only? Later when I found out this was legit, they had already run out of coupons. However, I’m a part of a few Facebook saving groups, and someone from one of those groups gave me a $10 code that she wasn’t going to use. I used it to buy potting soil (for free seeds I got at Pear Blossom) and some spinach seedlings. I’m now growing a variety of herbs and veggies in containers on my front steps.

I was a little lacking in Swagbucks this month, but I did end up earning enough to get a discount Visa gift card as well as a discounted gift card to Domino’s.

The biggest savings was using my Carnival credit card towards my cruise. Not only do I get savings when I book shore excursions, but I also got a $200 credit with my first use! Two of my credit cards actually owe me money right now due to rewards.

What May Will Look Like

2019 Couponing Savings Goal
My April spreadsheet. Check out all the ways I surpassed my goal!

I’ll still be saving money, at least for parts of May. It’s my birthday month, so of course I’ll be redeeming a few birthday freebies! But since I’ll be on my trip for the majority of the month, I will also be taking a vacation from tracking my savings. I may travel frugally, but am willing to spend money if it’s worth it. At this point, my savings have added up to a big amount. With it, I’ve been able to pay for my flights, hostel reservations, and packaged attractions. Basically, the only extra expenses will be food, ground transportation, and maybe a souvenir or two. I’ve been working so long for this, but I can’t believe that it’s finally here!

Couponing to Travel, day trip, destinations, resources, saving money, Travel Life, travel tips

March 2019: How to Save Money with MORE Travel?!?

Welp, I’ve just about made it! I’ve wanted to save $2000 in coupons and sales in just over four months, and in March alone I couponed over half of that amount. Yes, I scored some super-big deals this month (two of them were each worth about $500), and well as several smaller ones. And yes, I will share how I did it with you.

But first, you may want to catch up on ways I’ve saved each month since the beginning of the year:

Here’s what I did in January.

And here’s February.

If you want to know what I’m saving all this money for, this post explains it. 

Spring Break Bucks

ScienceWorks rocks
Glowing rocks at the science museum… membership and admission covered by babysitting!

Like most adults, I don’t get a designated “spring break”. But kids still do. Parents often need to hire babysitters for longer hours during spring break and other school vacations. Since I babysit on Fridays, I made some extra money for the extra hours.

If you’re good around kids, school holiday babysitting isn’t even hard. In fact, we had some fun playing tourist around town. Since the kids’ spring break covered two Fridays, on the first Friday we went to the nearby town of Ashland for the Scienceworks science museum and Dagoba chocolate factory. The next week, we went downtown to the food truck food court and then toured Harry & David’s world headquarters. (The kids liked the sweets, and I had to agree!) So basically these gigs involved having fun. They did like sleeping in each morning and then playing video games before doing anything else, so I got to use that time to read guidebooks and plan for my upcoming trip. Win-win!

I also took on some extra shifts at my regular job. So far this year, I’ve made an extra $926.26 in additional income. Half of that ($463.13) is going to go toward my trip. While I’m happy with this amount, I was expecting to have earned a little more by this point, so hopefully I’ll have more moneymaking opportunities before I leave in May.

Preparing for Departure

Travelon Packing Cubes
Four packing cubes for the price of zero… now that’s a deal worth getting excited over!

I’m not leaving the country until the second week of May, but I did a lot in March to get ready for it. And I tried to save money everywhere I could!

The most important item that I need for this trip is a passport. Unfortunately, the US government isn’t too keen on offering discounts. (I did unintentionally get a discount on my very first passport, but that’s a different story!) But anyway, I applied for that so I should receive a new passport in time.

Another key element was getting a flight between Ireland and England. The plane ticket I bought last month flew into Dublin and out of London, so I searched Kayak.com and found a ticket for the short hop for just under $34. No couponing was involved here, but I think it’s the cheapest flight I’ve ever flown!

I booked a couple of short tours to major sights outside of the city, and that was a good area to save a few bucks. I’m going on an overnight tour to Blarney Castle, Cork, and the Cliffs of Moher with Paddywagon Tours, and managed to save $11 there. I also used The London Concierge (exclusive to buyers of The London Pass) to book a Stonehenge and Bath tour with Golden Tours. I made my booking during a flash sale weekend, so I saved $15!

As far as gear goes, I’m trying to use what I have. But I did have an Eddie Bauer $10 off coupon. Combined with a 50% off sale weekend, I got a set of packing cubes for free!

Healthy Living

Medford Growers Market
Walking to the farmers market kills two (healthy) birds with one stone- plus I saved on gas!

The word “health” and “cheap” don’t normally go together. I had an unusual case of adult hand-foot-and-mouth at the beginning of the month. Because of the blisters covering my throat, I could only eat and drink certain items for a few days. To get a better deal on these foods and avoid spreading germs to innocent shoppers, I tried Fred Meyer’s ClickList for the first time. I ordered everything online, used digital coupons, went to the parking lot, and everything was delivered to my car. I still prefer shopping in-store so I can price compare and find clearance specials, but it’s nice to know that this option is available and cost-effective.

After I was back to my healthy self, I decided to get even healthier. My plan is simple: walk a few more miles and make sure at least 50% of what I eat is vegetable. This will get me in better shape so I can walk even more around Ireland and England (though I won’t necessarily follow the vegetable rule there!) This hasn’t directly saved me any money, but it will allow me to do more on my trip and save on health costs in the long run. And so far, it hasn’t cost me any more than my usual food.

Big Ticket Savers

Couponing Spreadsheet March Update
Look at all I’ve saved and earned! Just $100 left to coupon!

I’m so glad I got a reward credit card. My CapitalOne card offered a $500 reward for spending $3000 in three months. This was on top of its regular cash back. Normally, $3000 is a lot of money, but I put all my trip expenses on it, plus made a few other strategic purchases.

And Finally: How to Save Money with MORE Travel

Union Creek Oregon
The views from our snowshoe trip. But soon, I’ll exchange snow for sea!

At the beginning of the month, the only entertainment I had planned was seeing an advance screening of the movie Breakthrough. Entry was free with an invitation, and I bought a discounted Cinemark gift certificate from GiftCardGranny so I could get free popcorn. The movie was great and you should go see it, but I was in for a surprise at all the adventures the rest of the month would bring!

As I mentioned above, day trips while babysitting were a great way to get paid to adventure locally. Helping at camp two weekends this month was also a way to free fun. Meals, lodging, and activities are covered, so I’m spending less than I would need to spend at home.

On a free weekend, I went snowshoeing and sledding with my parents. By going as a group, I didn’t have to buy a sno-park permit just for myself. Plus, it’s not safe to snowshoe solo.

But the best travel deal I cashed in on this month won’t happen until November and December. Swagbucks recently added Carnival Cruises gift cards as an option for redemption, and they were extra discounted when they were first posted. Although that offer is no longer valid, I’d encourage you to keep checking on Swagbucks‘ rewards as they often offer some good ones, but long story short, I got the entire base price for a 5-day cruise to The Bahamas for just $30!

I also got a Carnival credit card to help pay for the taxes, fees, and excursion expenses for this trip. So I’ll soon be getting another credit card reward, this time for $200 plus FunPoints. And despite being in my 20s, I joined AARP Rewards for Good so I could get 10% off another cruise gift card. (I bought it with my CapitalOne card to help me reach my $3000 minimum.) I’ll still have to pay for my flight to Fort Lauderdale where the cruise departs, so maybe I’ll be doing these monthly couponing updates even after my Eurotrip so you can see how I’m saving for my cruise!

 

 

 

Couponing to Travel, destinations, film, resources, saving money, travel tips

Couponing for Mary Poppins Returns (and a Visit to Her Hometown!)

London skyline and pigeons
Despite the song from the original movie, please don’t feed the birds. I heard a Parisian tour guide describe the overpopulation of human-dependent pigeons as “winged rats”.

I may be a little late to the game, but yesterday I finally got to see Mary Poppins Returns.

With all the adventures Mary Poppins has with the kids, it got me thinking about my own travels. Especially about London.

But wait, I haven’t been to London yet!

However, England is on the itinerary for my next international trip. (The other potential destination on this trek includes Germany.) Consider this my official announcement! Now that the word is out, here are the two questions I know I’m going to be asked:

  1. When are you going?
  2. How can you afford it?

The answer to number one isn’t set yet, as it mostly depends on the answer to number two. And that brings me to the point of this post…

But First Let’s Return to Mary Poppins Returns

Movie Ticket and Popcorn
The ticket says it was $5.25, but it wasn’t really.

Although I saw the movie during my theater’s “Discount Tuesday”, I still didn’t want to pay that price. I noticed that Fandango had an offer for this particular movie. If I bought $8 worth of Ivory soap, I could get up to an $8 discount to see Mary Poppins Returns. Although I didn’t really need the soap, I decided to buy it anyway and try to find something useful to do with it. (I ended up selling it all for the same price I bought it.) I uploaded my receipt to Fandango, and they gave me a promo code. Even with Fandango’s reservation fee, the total of the ticket was still just under $8, so I got to see the movie for free.

But wait! That’s not all! Last month, there was a similar Fandango promotion with Chex cereal. For buying three boxes of cereal, I could either see The Grinch or get a $5 concession credit. There was no minimum spend for this deal, so I found some valuable coupons that made each box of Chex just over a dollar each. Since I’d already seen The Grinch with another free ticket promotion (disclosure: I’ve found discounts or free tickets for the last several movies I’ve been to), I decided to get the concession credit, which I finally used yesterday. I was disappointed to find out that there was a small price increase in concessions since I last went to Tinseltown, but I decided to still buy the junior popcorn. The posted price was $5.40, but I used my $5 off coupon.

I didn’t even pay for gas. I live just over a mile away from the closest movie theater. By choosing an afternoon movie time, I was able to safely walk there and back during daylight hours.

My grand total for this complete movie theater experience? Forty cents!

And since Mary Poppins Returns is a Disney movie, I’ll be uploading a picture of my ticket to Disney Movie Rewards. There I’ll get a small rebate that I can use toward a variety of Disney merchandise, tickets, and more. I also scanned my Cinemark Connections so I earned points for future movie-related discounts. And the forty cents was paid with my rewards credit card for cash back. Once these three rebates are used, I will have made money from this excursion!

So What Will I Do With the Savings?

As I just demonstrated, seeing a movie like Mary Poppins Returns in theaters doesn’t have to be expensive. Going to the real London doesn’t have to be either, although I guarantee that it will cost much more than even a full-price movie ticket! Starting at the beginning of 2019, every discount I score will be logged onto an Excel spreadsheet titled “2019 Couponing to Europe”. Although I’ve couponed before, I’ve never couponed with the goal to save for a trip!

screenshot (5)

I have seven different categories for coupons and deals:

Swagbucks: This is my main online way to save and earn. Since doing things like taking surveys and watching videos takes time kind of like work does, I’m only counting rebates and discounts on this spreadsheet to make things simpler. Check out the “Shopping” and “Discover” sections of the website to find good deals- so will even give you a bigger rebate than what you initially spent!

GiftCardGranny: This is my other go-to online savings place. It’s a search engine specifically for finding discount gift cards. Over the past year, I’ve already saved lots of money by buying gift cards to places I normally shop anyway. Although I still have several of those gift cards waiting to be used up, I look forward to refreshing my gift card stockpile this year. By having an account, I also earn “Granny Points” that I’ll eventually redeem for free gift cards!

Other Online: This covers any online deals I found that aren’t through Swagbucks or GiftCardGranny. The one item I have in this category so far is an Amazon gift card I received through a nonprofit I helped to sponsor.

Fred Meyer: This is where I typically shop in town. (For U.S. residents outside of the Northwest, this store is called Kroger in your region.) Most weeks they offer a “Freebie Friday” deal, where anyone with a free shoppers card can download a coupon for a completely free item. Fred Meyer also accepts manufacturer’s coupons, which I’ve already taken advantage of. In addition, I use their gas station because I’ve found ways to get discounts on Kroger gas, too.

Other In-Store: This is the category my movie deals went into. It’s basically the catch-all for any coupons or discounts not mentioned above unless it’s related to my trip or my bank.

Travel-Specific: Over three years ago when I went to Europe on my Mediterranean Trek, I got two free nights in a Venice hotel since I’d made so many other bookings on HostelsClub. I still have some credit on that site, which I plan to use. While researching for my trip, if I find any discounts or free hours for attractions I was planning to visit, that goes in this column. Any freebies or specials for food, lodging, airfare, and transit will go here too.

Banking: I used to use a credit card that gave me 1% back on all my purchases. I recently got a new credit card where I get 1.5% back, plus a $200 bonus for spending $1000 in the first three months. I’ve transferred all my expenses to this credit card except for my rent, which I pay in cash. All of my credit rewards will be saved for travel, plus all of the interest I earn from my savings account. I also recently opened up a new account at a credit union that is separate from my bank where I’ll be depositing the sum of all my travel savings each month. (It currently has a little more than what I’ve saved so far since I wanted to start earning dividends as soon as possible!)

What Are the Caveats?

The problem with couponing and other discounts is that you can get caught up in such a good deal it is, you forget that it’s not even something you would normally buy. I am trying to be very conscious with only couponing if it falls into one of these three categories:

  1. It’s a discount on something I would normally buy anyway
  2. It’s something I would like for free
  3. It’s a deal that will end up making me money (this is the best kind!)

I’ve also already run into some situations where I wasn’t sure if something actually counted as a discount. For example, I made two returns to stores this year. I wasn’t sure if I should put them on my spreadsheet since that would open the door to “hacking” by just buying and returning purchases. But both of these purchases were things that I thought I truly needed at the time but the course of events changed that. I am trying to buy only what I absolutely need for the time being, so this shouldn’t be much of an issue in the future. However, I plan to start selling some of my old belongings soon, and I can’t decide if that is something that should count on my couponing spreadsheet.

Am I Saving in Other Ways?

Of course! My couponing goal is $2000, which I’m hoping covers the overseas plane ticket and most of my time in London. In Germany, I plan to spend one week volunteering, so I won’t have any expenses during that time. For other Germany expenses, possible England side-trips, and pre-trip costs (I need a new passport, etc.), here are some things I’m doing:

  • I’m currently doing an eat-out-of-the-pantry challenge to see how long I can make meals using only food I already have (or things I get for free with couponing). Since I also get free meals at work, I imagine that my pantry will last me awhile.
  • I’m taking on extra work when it’s offered for hourly or per-project pay. I currently work several jobs, which is great because I typically don’t spend money while I’m working. So more work means more pay AND less spending!
  • My spending’s on a diet. For the final three weeks of January, I’m not spending any money unless it’s my regular charity donations or I get a rebate that’s greater than my purchase price. After that, I know I’ll be more conscious about my spending and saving habits.
  • I’m finding other ways to earn through Swagbucks.
  • I’m walking a lot more, whether to run errands or just for recreation. This is partially to save money on vehicle expenses, and partially to get my “backpacker body” back!
  • $2000 isn’t the cap for couponing. If I find ways to save even more before I leave, that means even more money for fun!

With just a spoonful of sugar, saving for England and beyond can be a fun challenge!

Couponing to London.jpg

Note: This post utilizes affiliate links.

Accommodations, camp, holiday, resources, road trip, saving money, seasonal, travel tips, Winter

How I Paid Next-to-Nothing for a Hotel Room

I rarely ever stay at hotels. There are so many other accommodation options that typically provide a better value in terms of service, activities, and price. But I recently decided to book a short end-of-year weekend trip to the Oregon Coast. I usually camp when I’m on the coast, but since I don’t have a heated RV, that isn’t a practical option in the winter. I did check out the state parks to see if they had any heated yurts available. I only found one campground that had one yurt available for one night. I reserved that for a grand total of $51, but that still left me with another night of no accommodation. That’s when I turned to look at hotels.

I ended up finding a hotel room in an ideal location that included breakfast and a few other amenities I would enjoy. Although the room was listed for $70, I used some creative techniques to get the price even lower than the cost of my night in the yurt. And then I did a little bit more to get it for practically FREE!

I will be doing the same process to save money on hotels in the future, and you can too! You can use either tip separately, or combine both for maximum savings!

2 Simple Tricks

This post utilizes affiliate links

Tip 1: Hotels.com Hacks

I decided to book on Hotels.com so I could easily compare the prices of different hotels. It turned out that Hotels.com offers even more savings than just price comparisons! I found a hotel that normally started at $70 but was discounted to $65.

That was okay, but I wanted it for less, especially after taxes and fees were added to that price. I found a Hotels.com promo code that saved me 10%. With that included, my grand total was down to $63.06. Not bad, although I wanted to do better. I booked it anyway.

After paying, I read up on Hotels.com’s price guarantee. Basically, it said if I could find the same type of room at the same hotel for the same dates for a lower price anywhere online, they would match that.

It only took me one Google search to find several booking sites that offered rooms at this hotel for $51. But upon closer inspection, these were for rooms with a queen bed. I had booked a king bed, since on Hotels.com they were both the same price. But on these sites, the king room was still at $65. No savings there.

Then I decided to visit the website for the hotel itself. Oftentimes, booking directly will be a little cheaper since the hotel doesn’t have to pay commission fees. Sure enough, I found a room with a king bed for $51 on their website. I took a screenshot and filled out a quick form on Hotels.com. Pretty soon, I received a refund of $14.58.

That meant I got what might have been a $70 room (not including taxes and fees) for a grand total of $48.48 (including taxes and fees). All I had to do was use a promo code and a price match. I’ve stayed in some hostel dorms for more than that! It was even $2.52 less than my campground yurt!

(Note: Hotels.com has a rewards program where if you buy 10 nights, you get one night free. However, my promo code excluded me from collecting rewards points. But since getting 10% off a night now is better than possibly getting a free night sometime in the future after 10 other nights, I didn’t mind. If you’re trying to decide whether to use a promo code or the rewards program, check out tip #2 for one more thing that may help you decide!)

If that sounds like a good deal to you, feel free to stop reading here. If you’d like to save even more, check out the next tip!

Tip 2: Swagbucks Savings

Swagbucks is essentially savings central. You can earn points called SB by doing things like searching the web, online shopping, and taking surveys. I’ve even earned quite a bit here by donating to charity! After earning SB, you can trade them in for real cash. You can cash out to PayPal or a Visa card, or buy one of hundreds of gift cards. These gift cards can even buy your way to free travel. 

If you don’t have a Swagbucks account yet, click here to sign up with a 300 SB bonus!

Join Swagbucks!

I earned enough just from my regular Christmas shopping to get a Hotels.com gift card. Adding the Swagbucks app to my browser has notified me of lots of cashback opportunities I didn’t even know existed. If you don’t want to spend any money at all, you can still earn with Swagbucks. I’ve earned gift cards by taking surveys, using the Swagbucks search engine, and checking out free offers- no purchases are needed to get a gift card!

Hotels.com is one of the online stores where you can earn cash back on Swagbucks. Although the offer varies from time to time, you will always earn more SB if you book a hotel room without earning Hotels.com Rewards. So if you book a room on Hotels.com with a gift card that you earned on Swagbucks, and you get SB for your stay, you’re basically getting paid to stay in your hotel room!

Since I used a promo code I was not eligible to earn SB on this particular trip, but I ended up saving more with the promo code than what I would have earned in SB. However, when I make a reservation in the future, I will check to see if Swagbucks has a better current payout than the available promo codes!

(Note: On this road trip, I’ll also be paying for gas with gift cards earned through Swagbucks. Check out this post for more details.)

Now I have a great trip at a great price to end 2018. One of my 2019 goals is to pay for a trip with creative couponing (such as using Cardpool as well as Swagbucks and tricks like these for Hotels.com) so you can expect to hear more great ways to save in the new year!